05 January 2009 08:00
How do I remove the secondary person on my auto loan without refinancing?
Jeremy M asked: What are my other options with bad credit?gbrain.net
What are some pros and cons to refinancing a house?
llmyket asked: I’m thinking about it but don’t know if i should.gbrain.net
What other alternatives does the IRS offer to losing your home through a lien sale, such as refinancing, etc?
redlight410 asked: What other relief alternatives does the IRS offer outside of seizure of an individual’s home?gbrain.net
how do i takeover a house owned by my brother without refinancing?
malafram asked: I live in a house with a deed in my brother’s name. He moved out 2 yrs ago and bought another house. My mother and I have been making the payments for the loan since he left. We wanted to see what is the least expensive wa...
How can I get a $3000 loan to make a late mortgage payment current, right before the refinancing?
Mortgage Specialist Veronica asked: I have a client that needs to make his late mortgage payment; up to date before we can process his loan and close it. He only needs $3000. What options do we have?gbrain.net
Instead of refinancing my house, should I just not make payments?
Sambo asked: I have a high interest rate mortgage, but I am current on it. I owe about 90% of the value. Since the gov’t is offering a mortgage refinance plan to lower the rates, maybe I should not make payments for 90 days?gbrain.net
What short term effect would the refinancing of a defaulted student loan have on my credit rating?
mrman617 asked: I recently consolidated a defaulted student loan and need to purchase a new vehicle. Approximately how much of an impact on my credit score will the consolidation have the day after it hits my credit report? I’m just cur...
What to do if I am refinancing and my mortgage company goes out of business in process of my loan?
appenzellar asked: They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn’t do the appraisal yet.gbrain.net
Is it worth while to do an Interest only loan when refinancing your home?
Angel M asked: There’s a company that’s offering 1.5% APR interest only loan for anyone that has a credit score of 620 or above. They advised that if I take the $800 in savings and invest it, I can use the savings to pay off all of...
Refinancing?
mary h asked: 2 Part Question.
1-Is refinancing a good option when you want to decrease your interest rate? Is it beneficial for the house to be worth more than when you bought it, and why?
2-If there is only one persons name on it, and you ref...
Can I get a car loan after refinancing my house?
Allison B asked: We are working on refinancing our house and so far all is well. We plan to purchase a vehicle in a month or so. I am wondering if there will be a problem getting a car loan with minimal interest rate after refinancing our house...
Whats the difference between refinancing for extra $ to pay off bills and debt consolidation?
bowiefam1 asked: … as far as my credit score goes?gbrain.net
How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?
Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net
what is the best way to go about refinancing my car loan?
incOgnegro asked: i understand that lowering my monthly payments will mean having to pay on it longer, but all i really want to do is pay less per month.
i apologize in advance if not enough info is included for you to give me a sufficient answ...
What is the best way to go about refinancing your home mortgage?
GranolaGurl asked: I generally know that I would try to find a bank or lending place that will offer me a lower rate than I currently have, but was wondering how to make sure the new terms are to my advantage. For example, my realtor helped me ...
Refinancing my home with a lower value than when purchased?
Soccerkid asked: I bought my house around 3 years ago and it was at 380k but now it is valued 280k. Is there a way or a method to refinance in this situation?gbrain.net
How can I get the lowest rate when refinancing?
silver wings asked: The advertisement says they can offer as low as 4.75% but they always end up offering me 5.5 and higher. One of my cowoerkers say the secret is to never tell them the current interest rate I have, do you think this works? Ar...
How to get auto refinancing with not so good credit and while collecting unemployment?
Italian Princess asked: My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are;
* recently lost their job –BUT is collecting unemployme...
How can i reduce closing costs while refinancing my mortgage with good credit?
kankarnearnas asked: Hello mtg. gurus. What would you suggest in the way of reduced closing costs and APR? What can I do to get a great mtg? I have found a way to get rid of FHA financing on my mtg. Are there any other things?gbrain.net
How does refinancing the current mortgage help?
Nils asked: When one should refinance home mortgage? Does it help to bring the number of period of payments down? If so how?gbrain.net
What is the best short term loan for refinancing our condo?
hipchickheather asked: Our condo in FL has been for sale for 2 years! Not planning for this…We need to pay off some bills to lower monthly payments. What is the best way to go to refinance? We want low closing and of course no pre-payment...
What are the benefits of refinancing a reverse mortgage?
J.O- go Devils GO!!! asked: If someone has a reverse and wants to “re-modify” it at today’s rates how can this help in today’s crazy market?gbrain.net
How much of a drop in interest rates is needed to make refinancing worth all the closing costs and fees?
matrixtinter asked: We are currently at a 6.5% fixed 30year mortgage on 290,000. We are wondering if it is worth it to refinance to a 5.5% fixed 30 year mortgage. We’ve done the calculator on the mortgage websites and it shows a $200 a mo...
Question about refinancing a mortgage and the tax implications?
mixerop asked: My future son-in-law is trying to refinance his home mortgage. The man handling the refinance suggested that he might get a lower interest rate if he included my daughter’s income and assets. They are unmarried, living to...
What are some FYI's to think about when refinancing a car?
K.C. asked: I am considering refinancing my car and needed some tips/ advice on what to look for and what no to look for- what to expect etc. Do’s and don’ts that sorta thinggbrain.net
